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Legal Documents & Disclosures

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General Documents:

Download PDF Income Disclosure Statement
Updated 05/10/2024
Download PDF YOR Terms of Use
Updated 03/18/2019
Download PDF YOR Privacy Policy
Updated 03/18/2019

Select Customer (SC) Documents:

Download PDF SC Policies & Procedures
Updated 03/18/2019
Download PDF SC Refund Policy
Updated 03/18/2019

Independent Distributor Documents:

Download PDF Prohibited Representation
Updated 03/18/2019
Download PDF Independent Distributor Disclosures
Updated 05/10/2024
Download PDF Independent Distributor Terms and Conditions
Updated 02/03/2020
Download PDF Independent Distributor Policies & Procedures
Updated 07/16/2021
Download PDF Independent Distributor Refund Policy
Updated 03/31/2021

* Note: All revision dates are disclosed at the bottom of each document.