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Legal Documents & Disclosures

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General Documents:

Download PDF Income Disclosure Statement
Updated 1/20/2012
Download PDF YOR Terms of Use
Updated 8/5/2011
Download PDF YOR Privacy Policy
Updated 8/5/2011

Registered Retail Customer (RRC) Documents:

Download PDF RRC Policies & Procedures
Updated 8/5/2011
Download PDF RRC Refund Policy
Updated 8/5/2011

Select Customer (SC) Documents:

Download PDF SC Policies & Procedures
Updated 8/5/2011
Download PDF SC Refund Policy
Updated 8/5/2011

Independent Representative Documents:

Download PDF Prohibited Representation
Updated 8/5/2011
Download PDF Independent Representative Disclosures
Updated 1/20/2012
Download PDF Independent Representative Terms and Conditions
Updated 8/5/2011
Download PDF Independent Representative Policies & Procedures
Updated 8/5/2011
Download PDF Independent Representative Refund Policy
Updated 1/30/2012

* Note: All revision dates are disclosed at the bottom of each document.