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Legal Documents & Disclosures

All documents provided below are in Adobe PDF format, and will open in most internet browsers.
If you have difficulty opening the files below, download acrobat reader from adobe.com.

General Documents:

Download PDF Income Disclosure Statement
Actualizado 10/18/2018
Download PDF YOR Terms of Use
Actualizado 8/5/2011
Download PDF YOR Privacy Policy
Actualizado 12/16/2011

Select Customer (SC) Documents:

Download PDF SC Policies & Procedures
Actualizado 8/5/2011
Download PDF SC Refund Policy
Actualizado 7/13/2013

Independent Representative Documents:

Download PDF Prohibited Representation
Actualizado 8/5/2011
Download PDF Independent Representative Disclosures
Actualizado 11/14/2018
Download PDF Independent Representative Terms and Conditions
Actualizado 2/6/2015
Download PDF Independent Representative Policies & Procedures
Actualizado 2/6/2015
Download PDF Independent Representative Refund Policy
Actualizado 1/30/2012

* Note: All revision dates are disclosed at the bottom of each document.